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autoRoyal - Automotive WordPress Theme autoRoyal - Automotive WordPress Theme July 17, 2019
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Alex Gurghis Support Agent
4 months ago

Hey Ivano,

I added the monthly payment under the price.

You can edit the administrative fees o the car edit page in backend, under the price block: https://www.citroengraziani.4plan.it/wp-admin/post.php?post=1847&action=edit#car_loan_settings

Ivano Cardassi
4 months ago

this is a great job. Thank you so much.

I asked if there was the possibility to put below the price of the car even the monthly payment that came out of the simulator.
example € 11,800 or € 241 per month

in the administrator panel, where can I set the tan and administrative fees?

I don't have any further requests for the time being. Really great work

Alex Gurghis Support Agent
4 months ago

Finished T.A.E.G.

Alex Gurghis Support Agent
4 months ago

Hey Ivano,

I added 60, 72 and 84 months and by default is selected 60 months. I also moved the calculator under the price box. Now I will work on T.A.E.G. function.

Ivano Cardassi
4 months ago
so it's functional and perfect. You're really good at it. Congratulations
Ivano Cardassi
4 months ago

add also in 60, 72 and 84 months. thx

and default month put at 60 month.

if possible, below the price of the car, you can put also:
our offer € 13200 or € 242 / month (by default at 60)
with a button that tells you: calculate your payment
Ivano Cardassi
4 months ago
and i think that's perfect.... GREAT WORK
Ivano Cardassi
4 months ago

hey

the formula for calculating T.A.E.G. on an annual basis is as follows:

TAEG = ((used+interest+charges)/used)t -1

where:

the amount used is the amount of credit granted to the customer for a given reference period;
the interest is obtained by applying the contractual interest rate to the used, as provided for in the contract;
charges include all expenses, other than interest, incurred during the reference period in connection with the credit line. Charges include, for example, periodic fees and other fixed charges relating to the accounts and relevant to the loan;
for the calculation of the APR, a credit line of EUR 1,500 and a quarterly reference period (t = 12/3) is assumed; alternatively, if the duration of the credit line were known, t would be equal to the ratio between 12 and the reference period expressed in months or fractions of months, or 365 compared to the reference period expressed in days.
The calculation of the APR in the current account information sheet differs according to the assumptions made:

Hypothesis

 - a use of 1,500 euro

- a nominal annual borrowing rate of 5.25%, and

- expenses related to the disbursement of credit amounting to EUR 50 one-off

- a credit period of 3 months

The interest will therefore be equal to: 1,500 * 5.25% * 3/12 = 19.69 euro.
The charges, on the other hand, will be equal to: (2% * 1,500 + 50) / 4 = 20.00 euros, while the TAEG will be equal to (1,539.69/1,500)12/3 -1 = 11.01%.

is hard to understand?

Alex Gurghis Support Agent
4 months ago

Hey Ivano,


Can you explain how the taeg is calculated?


You can take a look here how it works and let me know how you like it: https://www.citroengraziani.4plan.it/?vehicle=2016-audi-a4-2-0t-premium-4dr-sedan-2-0l-4cyl-turbo-cvt-1847

Alex Gurghis Support Agent
4 months ago

I got the money. I'm working now on your website.

Ivano Cardassi
4 months ago

Hi, i send you via paypal 55usd

thanks

Completato

    Alex Gurghis Denaro inviato
    lug 25 2019
    Alex Gurghis Denaro inviato
    Caricamento dettagli transazione: Alex Gurghis Denaro inviato
    Esegui una transazione identica
    57,14USD

Alex Gurghis Support Agent
4 months ago

Before, please.

Thank you!

Ivano Cardassi
4 months ago

www.citroengraziani.4plan.it

name: admin

password : Administrator123

I pay you befor or after?ù the works?

Alex Gurghis Support Agent
4 months ago

Yes, I can make everything you asked and yes, sure it is possible. I will need access to your website. I will need username and the password.

Kind Regards,

Alex

Ivano Cardassi
4 months ago

yes, sure.

some questions before work
1 - I should set the advance manually from backend
2 - The months must be from 24 to 84 months
3 - I have to set the percentage of the interest rate from backend
4 - Always from backend I have to set the fixed costs for the management of the financing file
example:
Charges for collection installment: € 2.50
Investigation costs: € 350

In Europe the financing is considered with 2 items
TAN 7.95% - TAEG 14.21%
tan is the interest rate
taeg is the percentage of interest plus expenses.
These are legal items that are mandatory

is any of this possible?

Translated with www.DeepL.com/Translator

Alex Gurghis Support Agent commented privately
Ivano Cardassi
4 months ago

1 - Thanks a lot.

2 - Yes, sure. How can I pay you? - this is an example of how it should come: http://www.rossettiauto.com/scheda-alfa-romeo-giulietta-1-4-turbo-120-cv-gpl-progression/11800179/

This is a perfect financial panel for europe car market

4 - i do it. Thanks

Alex Gurghis Support Agent
4 months ago

Hi,

1. It's in single-vehicle-php file from line 1234

2. It will cost $55 and I can do it over this week-end.

3. Ok

4. There is a switch on submit vehicle page, check the screenshot I attached.

Ivano Cardassi
4 months ago
1. - if it is in a php page, not problem. i just know wich page is it...

2 - Yes, sure. Time and cost, please

3 - Ok understood

4 - ok, there is an external API? are not inside a theme...

this because the europe make and models are different from us
Alex Gurghis Support Agent
4 months ago

Hi Ivano,

1. I can help you remove the pre-approved button I just need the link and login credentials to your website.

2. I can make this a custom job as it will need more work. Let me now if interested.

3. You need to translate autoRoyal plugin too as some of the fields are from shortcodes that come with autoRoyal plugin.

4. In the latest update we added manual car submit in case there are missing models from online database.

Kind Regards,

Alex

Ivano Cardassi
4 months ago
sorry... the attach
Ivano Cardassi
4 months ago

and the last question (for now :)

How can I update this car lists? There are cars that are outdated...

Ivano Cardassi
4 months ago

also loco translate don't find this for translate:

Ivano Cardassi
4 months ago

instead of manually entering the months of financing, is it possible to do it in the box as an attached image?

Ivano Cardassi
4 months ago

Good morning. First of all great theme. I can configure it more easily than motors.
I need 2 information:
1- how can I remove this module (pre-approved)? In Italy we do not have this system.
2 - How can I configure the installment module of the financing with the fixed interest rate and the deposit to set it at 10%?